Get Approved Today#1 Fast in Malaysia
No upfront or hidden fees, 24-hour customer service available. Apply now & get up to 500K in 2 hours.



Lowest %Guaranteed
As Low As 3.88% per year
Low interest rates mean you can save money on what you borrow. We offer many loan options and promotions to help you achieve your goals.
Suitable for Everyone
We understand. With over 15 years of experience, we offer loan options for various credit situations. Our flexible repayment plans can help you get back on track.
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Fast & EasyYou Can Trust

What Makes Us Different?
Lowest Rates
We offer the lowest interest rates in the market, maximizing the value of your loan.
5x Faster Than Others
Get approved in minutes with our quick and simple process. No need to wait for weeks!
Trusted Professionals
Rely on our experienced professionals to assist you at every stage of the loan process.
Easy Application & Approval
Decide Amount you need
Select the amount that fits your needs best. Our flexible options ensure you get the right financing for your goals.
Complete Application
Easily complete your loan application. Our thorough review process ensures you get the best loan option for your needs.
Same Day Approval
Once approved, your loan is on its way! You'll receive the full amount in your account within the same day.
How to Calculate
Period of Repayment: Minimum 6 months, maximum 60 months (5 years)
Maximum APR: 6%
Minimum Rate: 3.88% (Best Promotion)
Example:
Required amount: RM10,000
Duration: 48 months
Interest Rate: 4%
Total repayable: RM10,400 for 48 months
($216 per month for 48 months consistently).
No Upfront Payments, No Hidden Cost
No associated fees
Trusted By Thousands
Explore testimonials from our satisfied customers, find out why they love us.

Business Owner
"I was amazed by how fast and efficient the loan approval process was. Within minutes, I had the funds I needed in my account to start my business. Highly recommend!"

Entrepreneur
"After searching high and low, I couldn't find better rates anywhere else. When it comes to mortgage loans, they offers the best deal hands down."

Homeowner
"I got my student loan approved in just 2 hours, and the service was professional from start to finish. Highly satisfied!"

Student
FAQs
Got questions? Find your answers here.
We provide a diverse range of loans, such as personal loans, business loans, and mortgage loans, all customized to suit your individual requirements. Visit "Our Services" page for more details.
Our team aims for fast approvals within the same day. Once approved, you'll receive your funds quickly!
No, there are no hidden fees or charges. We believe in transparency, no upfront payment.
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Rich Sea Capital Sdn. Bhd.
WL4309/04/01-10/301124
Visit our company at:
NO.7 (TINGKAT SATU) JALAN KPMB 2, KOMPLEKS PERNIAGAAN MUSAI BISTARI 75400 Melaka, Melaka
We Serve Whole Malaysia
"Applying for a loan has never been easier. The team was incredibly helpful, guiding me through every step. Thank you for the seamless experience!"