Get Approved Today#1 Fast in Malaysia

No upfront or hidden fees, 24-hour customer service available. Apply now & get up to 500K in 2 hours.

Lowest %Guaranteed

As Low As 3.88% per year

Low interest rates mean you can save money on what you borrow. We offer many loan options and promotions to help you achieve your goals.

Suitable for Everyone

We understand. With over 15 years of experience, we offer loan options for various credit situations. Our flexible repayment plans can help you get back on track.

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What Makes Us Different?

Lowest Rates

We offer the lowest interest rates in the market, maximizing the value of your loan.

5x Faster Than Others

Get approved in minutes with our quick and simple process. No need to wait for weeks!



Trusted Professionals

Rely on our experienced professionals to assist you at every stage of the loan process.



Easy Application & Approval

Decide Amount you need

Select the amount that fits your needs best. Our flexible options ensure you get the right financing for your goals.

Complete Application

Easily complete your loan application. Our thorough review process ensures you get the best loan option for your needs.


Same Day Approval

Once approved, your loan is on its way! You'll receive the full amount in your account within the same day.

How to Calculate

Period of Repayment: Minimum 6 months, maximum 60 months (5 years)

Maximum APR: 6%
Minimum Rate: 3.88% (Best Promotion)

Example:

Required amount: RM10,000
Duration: 48 months
Interest Rate: 4%

Total repayable: RM10,400 for 48 months
($216 per month for 48 months consistently).

No Upfront Payments, No Hidden Cost
No associated fees

Trusted By Thousands

Explore testimonials from our satisfied customers,  find out why they love us.

"Applying for a loan has never been easier. The team was incredibly helpful, guiding me through every step. Thank you for the seamless experience!"

Mr Tan
Mr Tan

Business Owner

"I was amazed by how fast and efficient the loan approval process was. Within minutes, I had the funds I needed in my account to start my business. Highly recommend!"

Jason Tan
Jason Tan

Entrepreneur

"After searching high and low, I couldn't find better rates anywhere else. When it comes to mortgage loans, they offers the best deal hands down."

Aisyah Nurhaliza
Aisyah Nurhaliza

Homeowner

"I got my student loan approved in just 2 hours, and the service was professional from start to finish. Highly satisfied!"

Adeline Leong
Adeline Leong

Student

FAQs

Got questions? Find your answers here.

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Rich Sea Capital Sdn. Bhd.
WL4309/04/01-10/301124

Visit our company at: 
NO.7 (TINGKAT SATU) JALAN KPMB 2, KOMPLEKS PERNIAGAAN MUSAI BISTARI 75400 Melaka, Melaka

We Serve Whole Malaysia

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